Terms of Service — Payvisor

Overview

These Terms of Service ("Terms") govern your use of the Payvisor website located at payvisor.net, operated by 0962170 BC LTD., doing business as Payvisor ("Payvisor," "we," "us," or "our"). By accessing our website or submitting a request for a free assessment, you agree to be bound by these Terms. If you do not agree, please do not use our website.

If you are accessing our website on behalf of a company or other legal entity, you represent that you have authority to bind that entity to these Terms.

1. Description of Services

Payvisor provides credit card and payment processing solutions designed for unattended retail environments, including vending machines, self-service kiosks, automated retail terminals, laundry facilities, EV charging stations, and similar unmanned point-of-sale applications.

Our website is an informational platform where prospective merchants can learn about our services and request a free payment processing assessment. Ongoing payment processing services are provided under a separate Merchant Services Agreement entered into between Payvisor and each individual merchant client.

2. Free Assessment

Payvisor offers a complimentary payment processing assessment to qualifying businesses at no charge and with no obligation. By submitting the assessment form, you agree to the following:

You provide your name, email address, and optionally your phone number for the sole purpose of allowing Payvisor to prepare and deliver your assessment.
Submitting the form does not create a merchant account, processing agreement, or any binding obligation between you and Payvisor.
The assessment is an informational analysis based on the information you provide and general market data. It is not a guaranteed rate quote, a commitment to provide services, or financial or legal advice.
By providing your contact information, you consent to Payvisor contacting you regarding your results and related services. You may opt out of further communications at any time by emailing support@payvisor.net.
Payvisor reserves the right to decline to provide an assessment at its sole discretion.

3. Permitted Use

You may use our website for lawful purposes only. You agree not to:

Provide false, inaccurate, or misleading information in the assessment form or in any communication with Payvisor
Attempt to gain unauthorized access to any part of our website, servers, or connected systems
Use automated scripts, bots, or scraping tools to collect information from our website without our prior written consent
Transmit any content that is unlawful, harmful, defamatory, or infringes the rights of any third party
Use our website or services to facilitate any illegal activity or to violate any applicable payment network rules or regulations

4. Intellectual Property

All content on the Payvisor website — including text, graphics, logos, images, assessments, and other materials — is owned by or licensed to 0962170 BC LTD. and is protected under applicable copyright and intellectual property laws. "Payvisor" and any associated logos are trademarks of 0962170 BC LTD.

You are granted a limited, non-exclusive, non-transferable right to access and use our website and any assessment we provide solely for your internal business evaluation. You may not reproduce, distribute, modify, or otherwise exploit any content from our website or assessments without our prior written consent.

5. Disclaimer of Warranties

The Payvisor website and all information, content, and assessments provided through it are offered on an "as is" and "as available" basis. To the fullest extent permitted by applicable law, Payvisor disclaims all representations and warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that our website will be available at all times, error-free, or free of viruses or harmful components. Assessments are provided for informational purposes only and do not constitute professional financial, legal, or accounting advice. You should seek independent professional advice before making business decisions based on any assessment we provide.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Payvisor, its directors, employees, agents, and affiliates will not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our website or any information or assessment provided, including but not limited to loss of revenue, loss of data, or loss of business opportunity, even if Payvisor has been advised of the possibility of such damages.

Payvisor's total liability to you for any claim arising under these Terms will not exceed the greater of CAD $100 or the amount you paid to Payvisor in the 12 months preceding the claim.

7. Indemnification

You agree to indemnify and hold harmless Payvisor and its directors, officers, employees, and agents from any claims, losses, damages, liabilities, and expenses (including reasonable legal fees) arising out of or related to your violation of these Terms, your use of our website, or any false or misleading information you provide to us.

8. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. Payvisor does not endorse, control, or take responsibility for the content or practices of any third-party website. We encourage you to review the terms and privacy policies of any third-party site you visit.

9. Changes to the Website and Services

Payvisor reserves the right to modify, suspend, or discontinue any part of our website or services at any time without notice or liability.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or your use of our website that cannot be resolved informally will be subject to the exclusive jurisdiction of the courts of British Columbia, Canada.

We encourage you to contact us first at support@payvisor.net to resolve any concerns before initiating formal proceedings.

11. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision will be deemed severed from these Terms and will not affect the validity and enforceability of the remaining provisions.

12. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Payvisor with respect to your use of our website and supersede all prior agreements or understandings on this subject.

13. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of our website following any changes constitutes your acceptance of the revised Terms.

14. Contact Us

For questions or concerns about these Terms of Service, please contact:

Payvisor (0962170 BC LTD.)
260-4611 Viking Way
Richmond, BC V6V 2K9
Canada
Email: support@payvisor.net